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Occupational Safety and Health
Occupational Safety and Health
Occupational Safety and Health Risk Management Map
To effectively safeguard employees' safety and health, FFHC builds on the foundation of the Occupational Safety and Health Act and PDCA management cycle to identify safety hazards that may arise from various operating procedures, content and environments in accordance with important indicators such as job types, operating environments, automatic inspection plans, health examination results, age, and gender. An employee health risk map was produced based on their incidence rates and the level of impact on company operations. The map indicates that obesity, accidental injuries, cardiovascular diseases and work-related stress were the four major high and moderate risk factors in 2023. Based on these findings, we have formulated various mitigating and prevention plans targeting health risks, in order to effectively reduce the incidence of occupational hazards and health risks among our employees.
■ 2023 Employee Health Risk Map

■ 2023 employee health risk mitigation measures and effectiveness:

■ Management procedures to identify employee health hazards and occupational health and safety:

The employee health risk prevention plans in 2023 are as follows:
・Health Examinations:
The Company provides regular health examinations that are above and beyond regulatory requirements. Each year, we provide subsidies for health examinations to senior executives, overseas staff, personnel on rotation for night shifts, and food catering personnel. Our partnered hospitals would visit various business units to conduct health examinations on the rest of our employees once every two years. Their medical and nursing staff would proactively ask those employees who have been notified of abnormal results to undergo re-examinations and continue to follow up on improvements. In 2022, we conducted an employee health examination held once every two years. In 2023, the rate of employees with major abnormal health examination results going back for follow-up clinical visits was 75.2%. Additionally, a total of 124 senior executives completed their health examinations, with subsidies amounting to around NT$2.56 million.
・Abnormal Workload-triggered Diseases Prevention Plan:
Forms for identifying and assessing employee risks associated with abnormal workload are evaluated and filled out once every month. Physicians stationed in-house would follow up on high-risk employees via telephone interviews. Related health education information would be shared with moderate- to-low risk employees via email, and their supervisors would also be copied and notified to provide assistance. 14 high-risk employees and 275 moderate-to-low risk employees were identified in 2023.
・Human-factor Hazard Prevention Plan:
Questionnaires for muscle and bone anomalies (for suspected hazards) are filled out by employees themselves for evaluation every year. Physicians stationed in-house would try to understand the details about each case and provide suggestions for improvement, in addition to following up on their improvements. A total of 138 individuals were suspected of having human-factor hazards in 2023.
・Maternal Employee Health Protection Plan:
Pregnant employees, female employees who have returned to their posts within one year of childbirth and their supervisors are required to fill out the "Initial Assessment Form for Post-Pregnancy & Postpartum Workplace Hazards" and "Self-Evaluation Form for Employee Health", in order to assess the impact of work on maternal health. A total of 210 female employees participated in the Maternal Employee Health Protection Plan in 2023. 363 sessions of risk hazard evaluation and confirmation were completed by the medical and nursing staff, who provided these employees with information such as health education and childbirth subsidies and allowances.
・Prevention of Illegal Infringement at Work Plan:
Our senior management have all signed the "Written Declaration for the Prevention of Illegal Infringement at Work". Courses relating to the prevention of illegal infringement at work have been incorporated into employee educational training. We seek to reduce the incidence of illegal infringement at work both internally and externally through providing a safe workplace, information on pressure alleviation and complementary psychological counseling, as well as through appropriate manpower allocations. Moreover, an "Illegal Infringement Complaint Investigation Team" has been established by representatives of the employer and employees to conduct investigations into related grievances.
If the Company receives a report of illegal infringement, the Company shall assist employees in addressing the issue immediately and actively provide psychological counseling and legal assistance in accordance with the Company's internal rules and regulations based on the physical and mental state of the employees. Perpetrators in such cases shall be penalized in accordance with related regulations and they shall be transferred from their original positions to prevent further contact with the victims. The Company shall provide the victims with the necessary assistance and support, and arrange psychological counseling services, peer support, rehabilitation or leave, or adjustments in work to provide support and encouragement. The Company's medical staff shall provide follow-up care and we hire lawyers to provide assistance for civil cases to claim compensation for damages and process related litigation. An illegal infringement case occurred in 2023, and has been properly taken care of.
■ Prevention of Illegal Infringement at Work Plan Implementation Process

■ Statistical table on related illegal infringement complaints in past years

Workplace Safety
1. Implementation of OSH-related Activities and Training
The Company has established an "Occupational Safety and Health Committee" (OSH Committee) in accordance with the related workplace safety laws. The committee will have 7 members comprising of the employer, labor representative and department manager, with 3 members, or 43% coming from the labor union. Conduct quarterly meetings to review various health related issues, prevention of illness and health promotion matters, occupational hazards reports and others. Pay attention to employee health and workplace safety issues, in addition to the regular tracking of the progress of implementing items agreed upon in the meeting such as: safeguarding public safety in the workplace, tracking and management of employee health, supervision of safety and hygiene, and other measures beneficial to improving workplace safety and hygiene management.
■ Statistics on Occupational Safety and Health Committee meetings in past years

The FFHC Headquarters building has a defense corps and emergency SOP in place. A vice president serves as the corps commander while the heads of the Human Resource Division and General Administration serve as deputy commanders. There is also one chief director and one director, who oversee the Control Center and five teams, these being the Engineering Team, Protection Team, Supply Team, Medical Team and Firefighting Team. Each team has a team captain, a deputy captain and several team members (assigned as necessary). In the event of an emergency, they can take the necessary response measures at any time to protect the safety of employees and property in the FFHC headquarters building.


All business units have appointed an OSH supervisor, first-aid personnel and fire-prevention manager to protect the safety and health of business units. Certified personnel are also dispatched to receive on-the-job training in accordance with the frequency specified in regulations to keep their OSH knowledge up to date. A continuous workplace safety and health inspection plan is also practiced to build an accident-free workplace.
■ Statistical Compilations of Occupational Safety and Hygiene Related Training in past years

*:Supervisor training for occupational health and safety is conducted once every two years
2. Improvement of the "ISO 45001 Safety and Health Management System"
In 2023, 62 business location obtained healthy workplace certification (Health Initiation Badge and Health Promotion Badge) from the Health Promotion Administration, Ministry of Health and Welfare. We also introduced the "ISO 45001 Occupational Safety and Health Management System" to our Headquarters Building. The President committed to and signed the occupational safety and health policy, which has been promulgated on the internal corporate website. We strive to enhance various management measures through the Plan-Do-Check-Act (PDCA) management principles. We also seek to find out safety concerns and opportunities for improvement through mechanisms such as management reviews, internal audits, automatic inspections, and safety and health inspections, in order to ensure that the system's spirits have been effectively implemented on the management level. We continued to obtain verification from the British Standards Institution (BSI) in 2023, and the scope of application has been expanded to cover all domestic business units. Verification targets now include the entire staff at our Headquarters Building as well as contractors.
■ The Company's occupational health and safety management system



3. Comprehensive Insurance Plan
Apart from administering labor insurance and National Health Insurance as required by law, First Commercial Bank and First Financial AMC also assist their employees in securing group insurance policies with preferential premium, including accident insurance, personal injury protection insurance, daily hospitalization allowances, and cancer insurance, etc. These policies are available to employees, their dependents, and retirees. Moreover, First Securities, First Life Insurance and FSITC all provide employee group insurance. First Bank personnel stationed overseas are not only covered by local group medical insurance but can also enroll in the International SOS for emergency medical assistance. Half of the cost is borne by the company to meet emergency medical needs.
4. Occupational Injuries
Aside from complying with the "Incident Reporting Guidelines" to immediately report employees who have suffered accidental injury due to work or in the workplace, follow-up for accidents in the workplace must be conducted by the supervising department of occupational health and safety, the general affairs maintenance and repair department, the department supervisor of where the incident occurred, and a labor representative who must visit the incident site together to investigate, understand, and analyze the reason for disaster to plan preventative measures; once rectification is complete, records should be maintained for future follow-up. Support and assistance should be provided to employees as soon as possible to minimize injuries and apply for labor insurance claims or provide injury leave based on actual conditions. A total of 55 employees applied for injury leave in 2023; 0 employees suffered from occupational diseases; a total of 20 employees (including dispatch and security personnel) suffered from occupational accidents.
*:The occupational accidents include falling incidents, inappropriate actions, and traffic accidents.
■ Execution Process for Employees Suffering from Injury Leave

■ Overview of occupational injuries in 2023

■ Occupational Injuries and absences in past years

*1:Occupational injury rate: Number of people on occupational injury leave
*2:Lost day rate: Days of occupational injury leave/ Work hours * 1,000,000
*3:Total work hours::20,109,240 hours
*4:Disabling Injury Frequency Rate (FR): Based on the total number of disabling injuries during the period in question. Disabling Injury Frequency Rate is calculated as the total number of disabling injuries for every million work hours (to two decimal places). The formula is as follows:

*5:Disabling Injury Severity Rate (SR): Based on the total number of days lost due to disabling injuries during the period in question. Disabling Injury Severity Rate is calculated as on the total number of days lost due to disabling injury for every million work hours (to nearest integer). The formula is as follows:

*6:Absence Rate Number of absence days (injury + sick (including extended sick leave) + menstrual leave)/total number of working days. The increase in the rate of leave of absence in 2023 was mainly due to the fact that employees applied for extended sick leave after suffering major diseases or sustaining major injuries. As a result, their days of leave increased.
*7:Atypical employees (including temporary workers and security staff) are excluded because the nature of their work is different from that of full-time employees.
*8:Recordable occupational injury rate = 20 employees recorded with occupational injuries/total number of working hours 20,109,240 hours *1,000,000 = 0.90.